Also known as homeowner’s insurance, home insurance refers to property insurance, which covers various losses as well as damages to an individual’s home. The cover usually includes assets found in the house. It also provides viable liability coverage against any form of accident in the home or property. With several types of homeowner’s insurance available

If your car is in dire need of repair and the cost rivals or exceeds, the amount you paid for it, it’s considered a loss in the eyes of your insurance company. This is commonly referred to as being totaled. For new drivers, this may seem a bit confusing. Having your vehicle totaled is something

The best time to prepare for a hurricane, whether it’s a Category 5 or just Category 1, is before the threat becomes imminent. These destructive events pose a considerable risk to you, your loved ones, and your property. Taking sensible measures to prepare will give you the peace of mind that you’ve done everything possible

Life insurance is a great way to ensure that your loved ones are taken care of financially if something were to happen to you. One of the most significant decisions you need to make when purchasing a life insurance policy is to select someone as your beneficiary. Before making this vital decision, it’s essential to

Cheraw, SC’s Sandifer Insurance Agency is a family-owned full-service insurance agency that offers coverage for home, car, life, and farm. Our agency has served North and South Carolina for over 37 years and seeks to build long-term professional relationships with clients tailored to their individual needs, not just a quick sale. We at the Sandifer

The process of securing life insurance is a bit daunting, to begin with–all of the questions, the comprehensive physical, and having to delve into the personal health history of relatives on all sides of your family is very detailed and time-consuming. It can be devastating to be denied life insurance terms, especially if you are

Protect your farm & livelihood Your farm is your livelihood and, likely, your most valuable asset. It is something that needs to be protected and cared for no matter what man or nature throws its way. However, there are times when the world can be unpredictable and your farm may face significant damage and be

The Atlantic hurricane season runs from June 1st to November 30th, and during this period, you can expect a variety of weather conditions that range from low-level tropical storms to full hurricanes. These weather events can lead to significant damage to property for both individuals and businesses. Sandifer Insurance Agency offers these tips to help

Insurance is, first and foremost, a risk management tool. Life insurance is no different. The risk that life insurance is primarily intended to manage is premature death. Few things will cause as much financial upheaval as the death of a primary breadwinner. Not everyone will necessarily need life insurance, but most people should seriously consider

Every year, more than 1 million people in the U.S. die from a car accident. Anywhere between 20 to 50 million additional drivers and passengers are left injured or disabled. It only takes a second to end a life, and distracted driving is a hazard to not only the driver but everyone else on the